AML & COMPLIANCE POLICY

THE GAMDIRECT LLC ("GAMDIRECT.COM") IS A LICENSED MONEY SERVICE BUSINESS WITH THE FOLLOWING STATES:.

Alaska State:  Licensed in June 2nd 2011
Licensed by: Department of Commerce, community & Economic Development Division of Banking and Securities
Address: Division of Banking and Securities, 550 West Seventh Avenue, Suite 1940,Anchorage AK 99501 – 3567
TEL: 907–269–4594

Arizona State:  Licensed in June 18th 2013
Licensed by: State of Arizona Department of Financial Institutions
Addrerss: Arizona Department of Financial Institutions, 2910 N. 44 TH Street, Suite 310 Phoenix Arizona 85018
TEL: 602–771-2800

Colorado:
Licensed by: Colorado Division of Banking
Address: 1560 Broadway, Suite 975, Denver CO 80202
TEL: 303-894-7575

Georgia State:  Licensed in April 1st 2011
Licensed by: State of Georgia Department of Banking and Finance
Address: Department of Banking and Finance Money Services Business, 2990 Brandywine Road, Suite 200 Atlanta GA 30341-5565
TEL: 770–986–1639

Kentucky State:  Licensed August 28th 2015
Licensed by: State of Common Wealth of Kentucky Department of Financial Institutions
Address: 1025 Capital Center Drive Suite 200 Frankfort, Kentucky 40601
TEL: 502-573-3390

Minnesota State:   Licensed in February 24th 2011
Licensed by: State of Minnesota Department of Commerce Division of Financial Institutions
Address: Department of Commerce Division of Financial Institutions 85 7 th Place East, Suite 500 ST. Paul MN 55101- 2198
TEL: 651–282-9855

Michigan State:   Licensed in March 13th 2012
Licensed by: Department of Licensing and Regulatory Affairs, Office of Financial and Insurance Regulation.
Address: Department of Licensing and Regulatory Affairs, Office of Financial and Insurance Regulation. 611W. OTTAWA STREET.P.O.BOX 30220 LANSING MI 48909
TEL: 517-373-0220

Maryland State:  Licensed in June 17th 2013
Licensed by: Department of labor, Licensing and Regulation
Address: Commissioner of Financial Regulation, 500 N. Calvert Street, Room 402 Baltimore Maryland 21202-3651
TEL: 410–230–6150

North Carolina:  Licensed in April 27th 2012
Licensed by: Department of North Carolina Commissioner of Banks
Address: North Carolina Commissioner of Banks, 316 W Edenton St. Raleigh, NC 27603
TEL: 919–733–3016

Oregon:
Licensed by: Office of Oregon State Dept of Financial Institutions
Address: 350 Winter St. NE, Room 410, Salem, OR
TEL: 888-877-4894

Tennessee State:   Licensed January 15th 2015
Licensed by: State of Tennessee Financial Institutions
Address: 400 Deaderick Street, 6 th floor Citizens Plaza Building Nashville Tennessee 37243
TEL: 615–741-2236

Washington State:  Licensed in May 6th 2005
Licensed by: Washington State Department of Financial Institutions
Address: Department of Financial Institutions Division of Consumer Services, Olympia WA 98504 – 1200
TEL: 360–664-8126

Wisconsin State:  Licensed in May 18th 2010
Licensed by: Wisconsin State Department of Financial Institutions
Address: Department of Financial Institutions Division of Corporate & Consumer Services, P.O.BOX 7846 Madison WI 53707 – 7846
TEL: 608–261-7578

WE ARE ALSO A REGISTERED MONEY SERVICE BUSINESS WITH THE FINANCIAL CRIMES ENFORCEMENT NETWORK (FINCEN).

THIS IS OUR POLICY TO COMPLY WITH ALL GOVERNMENT REGULATIONS AT ALL TIMES.

AS A MONEY SERVICE BUSINESS, WE ARE SUBJECT TO THE FOLLOWING REGULATIONS:

REPORTING

We are required to report the following types of transactions to the authorities:

• Suspicious Activity (SAR)
• Currency Transactions (CTR)

RECORD KEEPING

We are required to keep all client, transaction and corporate records for a minimum of 5 years.

ASCERTAINING IDENTITY

We are required to collect and verify your identification for remittances of $3,000 and more.

POLITICALLY EXPOSED PERSON (PEP)

We are required to make PEP determination for transactions that have any ties to politically exposed persons.

THIRD PARTY DETERMINATION

If you are conducting a transaction on someone else's behalf, we are required to obtain information on the both parties: you and the person on whose behalf you are conducting the transaction.

COMPLIANCE PROGRAM

We are required to maintain a compliance program containing adequate policies and procedures in accordance with the applicable regulations.

For more information, refer to FINCEN website: https://www.fincen.gov/financial_institutions/msb/

ADDITIONAL MEASURES WE TAKE TO PREVENT MONEY LAUNDERING AND TERRORIST FINANCING

WE TAKE THE FOLLOWING ADDITIONAL MEASURES TO PREVENT MONEY LAUNDERING AND TERRORIST FINANCING:

SCANNING AGAINST THE OFAC WATCH LIST

It is our policy to check each transaction against the OFAC watch list. Any matched names are subject to further review by the compliance officer.

TRANSACTION MONITORING

We have adequate controls pertaining to the transaction activity at several instances of the life cycle of a transaction. These controls include:

• Client Profiling
• Risk Assessment
• Client Identification Controls & Validations
• Transaction Aggregation Thresholds
• Government Reporting Controls & Validations
• Possible Structuring Reporting
• Enhanced Due Diligence Reporting